Pricing

Everything Sage charges extra for — included.

One platform for your books, VAT and payroll. And a price that won't jump on you — capped at inflation, guaranteed.

CPI price-lock — your rate won't jump
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Pricing

Plans that grow with your business

Start with a 30-day free trial on any plan. No credit card required.

All prices include 15% VAT.

Starter

For sole traders and micro businesses just getting started.

R 299/month
  • Full General Ledger
  • Invoicing, Quotes & Statements
  • Bank Reconciliation & Feeds (1 bank)
  • VAT201 & Tax Compliance
  • Financial Reports
  • Full Audit Trail
  • Two-Factor Authentication
  • 1 user
  • Email support
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MOST POPULAR

Business

Everything Sage charges extra for, included. For growing businesses.

R 549/month
  • Everything in Starter, plus:
  • Debtors / AR management & dunning
  • Purchases & Supplier Invoices (AP)
  • Inventory — products & stock levels
  • Multi-Currency & Exchange Rates
  • Unlimited bank accounts & feeds
  • AI Document Capture & Smart Categorisation
  • All 30+ Reports & Executive Dashboard
  • Up to 5 users
  • Priority support
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Premium

For multi-entity businesses and firms with advanced needs.

R 899/month
  • Everything in Business, plus:
  • Multi-entity / Group Consolidation
  • Annual Financial Statements (AFS)
  • Approval Workflows & Cost Centres
  • Data Archiving & Retention Engine
  • Unlimited users
  • Dedicated support
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The maths

Half the price of a real Sage setup

A Sage customer who wants proper books pays Accounting R435 + Debtors R290 + Inventory R415 = R1,140/mo. IsaFlow Business includes all of it at R549.

CapabilitySageIsaFlow Business
Core accountingR435 / mo Included
Debtors / AR management+R290 / mo Included
Inventory+R415 / mo Included
Multi-currency+R165 / mo Included
Monthly totalR1,140 / moR549 / mo

All prices include 15% VAT. Sage add-on prices amortised monthly.

Add-on

Close Agent

Month-end AI that proposes — you approve. Nothing posts without you.

  • Reviews the period and proposes each posting
  • You approve every entry — no autonomous posting
  • Every suggestion shows its evidence, expandable
  • Full audit trail: reasoning stored on every journal
  • Add to any direct plan or bureau client
R 299
per entity / month

Payroll

Full VIP-parity payroll — PAYE, UIF, SDL, payslips and IRP5s.

  • PAYE / UIF / SDL calculated and posted
  • Payslips + IRP5 / EMP201-ready data
  • Only pay for active employees each month
R 20
per employee / month

All prices include 15% VAT. Pay annually and get 2 months free (~17% off).

For accounting firms & bureaus

Free for your practice. Pay per active client.

The firm cockpit — portfolio view, bureau rollup and compliance calendar — is free. You only pay for the clients you run.

Ledger

Write-up and compliance clients.

R 79/client/mo
  • General ledger & trial balance
  • VAT201 & tax compliance
  • Annual Financial Statements export
  • Compliance calendar in your cockpit

Active

Full-service clients you run end to end.

R 249/client/mo
  • Everything in Ledger, plus:
  • Full books — invoicing, AR & AP
  • Bank reconciliation & live feeds
  • Payslip-ready payroll data
  • Undercuts Xero Cashbook (R259) — with far more included

An “active” client is one with at least one posted transaction in the month.

Your price won't jump. Ever.

While you stay on your plan, we will never raise your monthly price by more than South African headline CPI (inflation). No surprise double-digit hikes.

  • QuickBooks raised prices 15–25% in 2026. Xero raises most years.
  • IsaFlow is capped at inflation — a promise, not a launch discount.
  • Move from Sage, Xero or QuickBooks and keep your rate.

FAQ

Common questions

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of your finances?

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